Automated Dec Page Retrieval for Insurance Agents
How Insurance Agents Can Instantly Retrieve Dec Pages
For insurance sales, efficiency and accuracy are key to winning business and serving clients effectively. One of the biggest challenges for insurance agents is obtaining accurate underwriting data quickly. Dec pages—the documents outlining a client's current coverage—are essential for quoting and comparing policies, identifying coverage gaps, and targeting competitive pricing. However, retrieving these documents has traditionally been a cumbersome process, requiring manual collection from clients who may struggle to locate or provide the necessary information.
But with automation, these barriers to efficiency are no longer a factor. Here's how:
The Frustrating Process for Agents and Clients
For insurance agents, underwriting and quoting depend on having accurate, up-to-date policy data. Traditionally, there have been three primary ways to collect this information:
- 👤From the insured: Often unreliable, as clients may not have easy access to their policy details or may provide incomplete or outdated information. Additionally, relying on clients to manually retrieve and share their policy details can lead to delays, errors, and inconsistencies that complicate the quoting and underwriting process.
- 📊From public data sources: Useful but limited in depth and accuracy. While sources like Comprehensive Loss Underwriting Exchange (C.L.U.E.) can provide general policy insights, they often lack real-time updates, specific coverage details, or carrier-reported changes, making them an incomplete solution for precise underwriting.
- 📄From the insurance policy itself: The gold standard, but retrieving Dec Pages or policy details has been time-consuming and frustrating for both agents and clients. Traditionally, agents have had to wait for clients to track down their documents or manually share them, leading to bottlenecks in the quoting process and missed opportunities to provide fast, accurate service.
Many agents rely on clients to manually locate and submit their Dec Pages, creating unnecessary friction in the quoting process. Clients may struggle to find documents, misunderstand coverage details, or delay submissions altogether. Meanwhile, agents waste valuable time chasing down documents instead of focusing on providing quotes and closing deals.
The Shift Toward Automation in Insurance Platforms and Agent Tools
Insurance agents are increasingly turning to automation to streamline workflows, improve efficiency, and enhance the customer experience. Platforms that serve agents, like SALT, are embracing automated solutions to eliminate manual data entry, reduce errors, and speed up the quoting and underwriting process.
Here are 3 key ways automation is transforming insurance agencies:
- ⚡Instant data access and underwriting support: Automated solutions, like application programming interfaces (APIs), help agents verify coverage details, detect gaps in policies, and identify pricing opportunities with minimal friction and within their established workflow. By integrating automation for instant data access and verification, insurance platforms can cross-check policyholder data against underwriting criteria, improving risk assessment and streamlining the quoting process.
- 🤖Automated document processing: Intelligent document processing is becoming essential in the industry. Instead of manually reviewing and extracting data from insurance policies, platforms now leverage document automation tools to scan and categorize information instantly. This ensures accuracy while significantly reducing the time agents spend on administrative tasks.
- 🔄Consumer self-service tools: More insurance platforms are using digital solutions to give consumers the ability to upload documents, verify data, or connect their accounts digitally. This reduces back-and-forth communication between agents and clients, leading to faster responses and a better overall experience.
The Solution from SALT + MeasureOne
SALT Insure is revolutionizing how insurance agents collect and process underwriting data by integrating MeasureOne's automated Dec Page retrieval solution. Now, agents can instantly access the data they need—all within the SALT dashboard—eliminating inefficiencies and delivering a seamless experience for both agents and clients.
How it works
With this integration, SALT agents can now request Dec Pages directly through the SALT platform. The process is simple and streamlined:
- 1️⃣Initiate a workflow – Within the SALT dashboard, agents select the "Request Dec Pages" option.
- 2️⃣Client authentication – The client chooses their insurance carrier and securely enters their encrypted login credentials.
- 3️⃣Automated retrieval – MeasureOne automatically retrieves the client's Dec Page and policy details.
- 4️⃣Instant data access – The Dec Page is delivered directly to the SALT platform, allowing agents to immediately review coverage, compare pricing, and verify underwriting data.
- 5️⃣Alternative upload option – If a client does not have online access to their insurance account, they can easily upload their Dec Page manually for processing.
Why this matters
This integration provides insurance agents with unparalleled efficiency and accuracy:
- ⚡Faster quotes: No more waiting for clients to manually locate and send Dec Pages.
- ✅More accurate data: Eliminates reliance on outdated or incorrect client-provided information.
- 🤝Seamless client experience: Reduces friction in the quoting process, leading to higher conversion rates.
- 📊Better coverage comparison: Allows agents to instantly analyze existing policies and identify gaps or pricing opportunities.
About MeasureOne: Stability, Legality, and Security
Who is MeasureOne?
MeasureOne is an industry leader in automated consent-based access to personal consumer data, specializing in insurance solutions that accelerate agent operations. With seamless API integrations, MeasureOne's tools simplify insurance data collection, document processing, policy updates, and document management, helping agents enhance operational efficiency and improve their customer experience. By harnessing the power of automation, MeasureOne is shaping the future of insurance and consumer data access.
Who owns policy data, and is it legal and ethical for agents to access it?
It is both legal and ethical to collect policy data from carrier websites—because the data belongs to the insured, not the insurance company. MeasureOne operates under a consumer-permissioned data model, which means that data is only retrieved when an insured explicitly grants access to their policy details. Just as consumers have the right to access and share their financial or credit information, they also have the right to retrieve their insurance data for personal use, including shopping for better coverage. This approach ensures transparency, compliance, and respect for consumer rights while enabling insurance agents to provide more efficient service.
What security measures protect insured data during retrieval and processing?
Security is a top priority for MeasureOne, and the platform is built with essential safeguards to protect insureds' credentials and policy data. Through advanced encryption, regular security audits and 24/7 monitoring, and SOC 2 Type II certification, customer and consumer data is kept safe.
By integrating MeasureOne into SALT, insurance agents can securely and confidently access insured data, knowing that every step of the process is built with industry-leading security protocols and compliance standards in place.
Unlock the Future of Insurance Data Access
With MeasureOne integrated into the SALT platform, insurance agents now have an unprecedented level of access to verified, up-to-date insurance policy data. No more chasing down clients for paperwork. No more dealing with incomplete or outdated information. Just fast, reliable, and automated Dec Page retrieval that makes quoting easier than ever.
SALT agents can now provide better service, close deals faster, and work more efficiently—giving them a competitive edge in today's fast-moving insurance landscape.
Are you ready to transform your insurance quoting process? Try SALT today and take your agency to the next level.